Smith Mountain Lake, Virginia USA

Season's Greetings - Merry Christmas & Happy Holidays

2009-12-07T16:50:00.000-05:00

Lots of Property Available at Smith Mountain Lake

2009-12-02T11:46:00.004-05:00

Smith Mountain Lake Real Estate. You have Choices.

Now is the time to look seriously and make an OFFER!

Many sellers are eager in this competive market

The search can be daunting if you go it alone. I know this lake and many of the properties.

Start by signing up for the portal found on my website.
http://www.smlproperties.com/ Search the listings on your own.
Save the ones you like in a notebook. Be notified of changes to those listings as it occurs.

Let's get started!

E-mail: Kathryn@SMLProperties.com
Cell: 540.588.8958

Information, education and the use of an experienced agent can show you the way to an awesome lifestyle whether for fun now or future living.

Home Buyers Tax Credit Information - Must Read for All

2009-10-02T16:07:00.004-04:00

Visit the following link for detailed information regarding the extension and expansion of the Home Buyer's Tax Credit. Not just for First Timers any more!
Here's the link if you want to print or e-mail the flyer to family, friends and/or associates.

http://www.varealtor.com/Portals/0/docs/ConsumerInformation/EXTENDED_First-Time_Home_Buyer_Credit_09.pdf

Waterfront Home with Fabulous Views and 2 Slip Dock

2009-10-28T11:37:00.001-04:00

Smith Mountain Lake Potential Short Sale - Bring Offers

2009-11-03T14:02:00.006-05:00

Purchaser's Acknowledgement of Material Facts - Things You Need to Know as a Buyer

2009-10-02T16:13:00.002-04:00

Smith Mountain Lake Rentals - Discounts

2009-09-28T11:28:00.001-04:00

Call CB Rentals today: 800-203-7368 or 540-297-7000

Come to SML for Columbus Day at a great price!Need a break? Smith Mountain Lake is within driving distance and we're offering HALF off our rental rates for the next 2 weeks! The weather reports are calling for beautiful weather and lots of sun, highs between 65 and 76. The lake is less crowded and you can really kick back and relax.

We are cutting prices IN HALF. Some rentals are less than $100/night.* Give us a call now at 540-297-7000 to make reservations for our huge fall special. These are not advertised rates, so be sure to mention this email when calling to book your home.

Hopefully we will see you soon at the lake. Thanks for being a valued CB Rentals customer. Make sure to take advantage of our promotions by adding us to your address book and by bookmarking our website www.cbrentals.com!

Reservations Office
CB Rentals & Sales, Inc.
540-297-7000
800-203-RENT (7368)
www.cbrentals.com Offer valid on new reservations made after 9/28/09. Your stay must be between 9/29/09 and 10/13/09. Sorry, this discount cannot be used for existing reservations.

This message was sent from CB Rentals to kathryn@smlproperties.com. It was sent from: CB Rentals & Sales, 1027 Waterwheel Drive, Moneta, VA 24121.

Smith Mountain Lake Market Report

2009-09-12T13:38:00.001-04:00

Make an Offer - Many sellers are READY to start the conversation

2009-08-02T09:46:00.002-04:00

Now is the time to look seriously at Smith Mountain Lake real estate.

You have choices!

August 2, 2009 On Market
382 WF Single Family
156 WF Condos/Townhouses
459 WF Lots
383 Water Access Lots
195 Water Access Homes

The search can be daunting if you go it alone.I know this lake and many of the properties.

Start by signing up for the Home Buyers Scouting Report. Search the listings on your own. Save the ones you like in a notebook. Be notified of changes to those listings as it occurs.

Let's get started!
E-mail: Kathryn@SMLProperties.com
Cell: 540.588.8958

Information pulled from the Roanoke Valley Association of Realtors

Bass Master's Elite Series Fishing Tournament Date Change for Smith Mtn Lake VA

2009-08-02T08:33:00.001-04:00

The event has been moved from August 2010 to earlier in the year.

New dates: April 15-18, 2010

Bring Offers

2009-07-10T06:51:00.002-04:00

AEP Process for Assignment of Dock Permits

2009-06-13T12:39:00.001-04:00

February 20, 2008
Process for the Assignment of Permits

All Occupancy and Use Permits issued after the implementation of the Shoreline Management Plan for the Smith Mountain Pumped Storage Project (August 29, 2003), all Occupancy and Use Permits that required prior approval from the Federal Energy Regulatory Commission, and all Permits for Non-Commercial Boat Docks/Piers/Landings must be assigned to new property owners if the property is sold, in essence resulting in a new permit for the new property owners.

All retroactive permits issued by Appalachian Power Company (Appalachian) for docks constructed between February 17, 1998 and April 14, 2000 may be assigned upon submission of a copy of the permit, a copy of the county approved drawing, and documentation from the county in which the structure is located indicating that the structure meets its building and zoning requirements. That information must be submitted along with the Assignment of Non-Commercial Boat Dock/Pier/Landing Permit form. No habitable structures will be assigned. However, should the property owner wish to expand or modify a structure that was approved retroactively, an Occupancy and Use Permit is required and if the property is sold, then this permit must be assigned to the new property owner.

Prior to any assignment, Appalachian Power Company will conduct an inspection to insure that the dock constructed is in compliance with the Occupancy and Use Permit issued and that no additions have been made. In addition, Appalachian will consult with the appropriate county building official to ensure compliance with their building and zoning requirements. Upon compliance with County regulations and a satisfactory inspection, Appalachian will issue a letter stating that as of that day and barring no modifications, Appalachian can execute the Assignment of Permit.

If there are any discrepancies discovered during the inspection made by Appalachian, the property owner will be notified in writing and given thirty (30) days to modify the structure as required by Appalachian.

If modifications to the project boundary have been made without prior approval from Appalachian, in addition to compliance with the permit issued, Appalachian will require that the project boundary be planted with native vegetation as mitigation prior to the issuance of any permits.

Upon satisfactory compliance with the Permit issued and any other outstanding permits issued and required mitigation actions, Appalachian will issue a letter stating that as of that day and barring no modifications, Appalachian can execute the Assignment of Permit.

Upon notice of closing/receipt of completed Assignment of Permit forms and verification of sale of property, Appalachian will inspect the property again and upon satisfaction of compliance, Appalachian will execute the Assignment of Permit and record the document with the Clerk of the Court in the County in which the structure is located.

Smith Mountain Lake ISO Ratings for Insurance Purposes

2009-05-01T13:49:00.003-04:00

Your waterfront property insurance rate is effected by the distance of your home to the nearest fireboats or fire department.

Location of fireboats on Smith Mountain Lake.

As of May 1, 2009Subject to changeContact person is Pete Lewis 297-0905

Three new fire boats are on order.

Their placement will be at the following locations once received.

Crazy Horse
Bridgewater Plaza
Virginia Dare Marina

Other boats
Mariners Landing
Smith Mountain Dock and Lodge
Saunders Marina

They hope to eventually have a boat at Indian Pointe.

The closer the boat the better the ISO rating for insurance purposes.

Debt Reduction and Wealth Building in Todays Economy Testimonials

2009-04-29T12:09:00.000-04:00

To: Kathy Curling
From: Marcia Saunders

Re: United First Financial

I have been on this program for almost one year and cannot begin to tell you how much I live this program. Not only has it helped to cut my mortgage term in third but also helped with other financial issues as well. It has also been an eye opener as to where all of our money was going.
I cannot begin to understand why anyone would not want to be a part of this program.

Marcia Saunders
Smith Mountain Lake VA

2009-04-09T17:04:00.004-04:00

Write-offs to Remember Deductions in the Loan Process

Write-offs are the government's way of rewarding taxpayers when they've done something the government likes. And to judge by the write-offs, the government likes it when people borrow money to buy a house. There are write-offs aplenty, many of which people often forget.Make sure your clients take advantage of every break the IRS will give. Here are a few they tend to forget:

Points: According to the IRS, origination fees charged as points must be paid for the use of money, (for example, to obtain a lower interest rate) in order to be tax deductible. Origination fees that constitute a "service fee" are not tax deductible. The question must be asked, "Does the fee apply to the use of money, or is it a service charge?"

Pre-payment penalties:Unforeseen circumstances often cause borrowers to pull out of their mortgages sooner than expected. Fortunately, pre-payment penalties are tax deductible, which helps ease the pain.

Pro-rated real estate taxes:Even if the seller sent the tax collector the check, chances are the buyer paid a pro-rated portion of the taxes for the year at closing. Be sure they know to deduct their fair share.

Pro-rated mortgage interest:Depending on when in the month the home sale closes, buyers pay either a hefty or a tiny amount of pro-rated mortgage interest for that month. Big or small, they can write that off. The Final Closing/Settlement Statement will show just how much they're due.

Home construction loan interest:As long as the construction period doesn't last more than two years before they make the new place their "principal residence," they can write off the interest for that construction loan.It pays to pay attention – all these write-offs can add up to some serious savings when tax time comes around.

Virginia State Corporation Commission License # MLB-662

Waterfront Lots and Land

2008-12-09T15:21:00.005-05:00

Just SOLD!!! Call we have others

Toolkit for Small or Homebased Businesses

2009-03-04T14:34:00.003-05:00

Learn about a new toolkit for small or home based business owners

CONTACT MANAGEMENT MARKETING SYSTEM
PERSONAL DEVELOPMENT WEB MEETINGS TAX SAVINGS ALERTS

ALL IN ONE SIMPLE TO MAINTAIN PACKAGE

Small and home based business owners need tools in order to work smart and efficiently. This system is a complete tracking and marketing device that can be used to make your business more successful and easier to manage. Watch the video and see what the excitement is all about.

www.bizpack.com/kathryncurling

Sign up prior to March 16, 2009 and save the start up fee of $299

Real Estate Online Radio Show - Learn what's happening

2009-02-09T15:43:00.004-05:00

LISTEN TO A SNEAK PREVIEW/EXCERPT FROM THE SHOW

Real Estate Today will air online at www.RETRadio.com
Visit the site anytime after the premiere to listen to current or past programs.

Beginning on February 14, satellite radio subscribers can hear Real Estate Today on America's Talk, XM Channel 158, Saturdays 5-7 p.m. EST; Talk Radio, XM Channel 165, Saturdays 1-3 p.m. EST; and Stars, Sirius-XM Channel 102, Saturdays 6-8 a.m. and Sundays 9-11 a.m. EST.If you're in the Washington, D.C., area, you can listen to Real Estate Today on the show's flagship station, 630 WMAL AM, every Sunday from 1-3 p.m., EST, beginning February 15.
RealEstateToday@realtors.org

Charles McMillan, CIPS, GRI
2009 NAR President

Boating Safety Education Regulations in Virginia

2008-12-14T14:58:00.004-05:00

To report safety violations call 1 800-237-5712

Next boating safety class: January 31, 2009 9:00am-4:30pm

Saunders Fire Company building on Rt 626 (SML Parkway) in Huddleston

To register for the free course call 540 719-5100

The course is taught by volunteers with the US Coast Guard Auxiliary

There is money for real estate out there!!!!!

2008-12-12T13:48:00.001-05:00

Water access lot with boat slip

2008-12-09T15:27:00.003-05:00

Got water issues? Look into Culligan

2008-12-04T12:20:00.001-05:00

The Culligan Advantage

At Culligan, we understand how important water is to you, your family, and your home. Which is why when you trust Culligan with your water needs, we promise to deliver one thing: better water, pure and simple. And as the world’s leader in water treatment technology, we’ve been fulfilling that promise for over 70 years.

Discover all the reasons why Culligan is a better choice for better water:

• History – Founded in 1936, Culligan has been the recognized leader in water treatment for over 70 years

• Dealer network – Culligan serves over 90 countries, making Culligan the world’s water expert

• Local water experts – With over 700 Culligan Dealers in North America, they know the water conditions in their community and understand which solutions will work for their customers

• Innovation – Culligan’s world-renowned Research & Development and Analytical Lab are constantly seeking new solutions for tomorrow’s water. Today, Culligan proudly holds more than 200 patents worldwide in water treatment

• Technology – Culligan offers advanced, state-of-the-art water treatment technology like the Aqua-Cleer® Drinking Water System and Aqua-Sensor® water softener monitoring system

• Solutions – Culligan has the widest range of solutions available, with a solution to fit every home and every budget.

• Service – Culligan’s trained and certified water technicians are among the world’s best and offer the best service and maintenance in the industry

• Satisfaction – Culligan’s 100% Satisfaction Guarantee ensures that your Culligan Dealer will address your water problems. If you are not fully satisfied with a Culligan Product within 30 days after your purchase, we will give you a full refund – no questions asked. (Dealer participation may vary).

http://www.culligan.com

Smith Mtn Lake News & Real Estate Newsletter

2008-11-12T14:24:00.003-05:00

Visit http://www.clientdirect.net/news/?Pub=30997

Smith Mountain Lake News and Reports

Virginia Homeowners Alliance

2008-11-12T14:17:00.003-05:00

Want to know what's going on in the state of Virginia regarding homeownership. Join this free website and keep up to date.

http://www.vahomeownersalliance.com/

Now is the time to look and BUY at Smith Mtn Lake

2008-11-03T11:12:00.004-05:00

Now is the time to look seriously.Smith Mountain Lake real estate.
You have choices!

On November 2, 2008 On Market
354 WF Single Family
173 WF Condos/Townhouses
483 WF Lots
400 Water Access Lots
175 Water Access Homes

The search can be daunting if you go it alone.I know this lake and many of the properties. Start by signing up for the Home Buyers Scouting Report. Search the listings on your own. Save the ones you like in a notebook. Be notified of changes to those listings as it occurs. Let's get started!E-mail: Kathryn@SMLProperties.comCell: 540.588.8958