Smith Mountain Lake, Virginia USA

2012-01-10T16:00:00.000-05:00

Welcome to news about Franklin County!

BUILDING INSPECTIONS DEPARTMENTFor future reference:
The Franklin County Building Inspections Department is now accepting VISA and MASTERCARD payments.
Building Inspections OfficeFranklin County Government Center1255 Franklin Street, Suite 103Rocky Mount, VA 24151
540-483-3047

Franklin County Tax Bills by newsletter@franklincountyva.org

2011-10-26T13:30:00.000-04:00

Welcome to news about Franklin County!

COUNTY ISSUES ANNUAL TAX BILLS

For Immediate Release
October 26, 2011

Rocky Mount, Virginia --- As the air begins to turn crisp, the annual ritual of retrieving both real estate and personal property tax bills from the mailbox is upon us. The County has mailed tax bills for tax year 2011 with a due date of December 5, 2011.

“Many people often ask why we have to send tax bills right before Christmas”, said County Administrator Rick Huff. “The timing is certainly less than ideal!” State law will only permit us two choices. We can choose to collect on December 5 (our current practice) or we can split them and choose June 5 for half and December 5 for the other half (not currently available to Franklin County taxpayers). For those who would like to make early payments to get it away from the holidays, we will certainly accept them.

Adding to the confusion this year is the every four year reassessment that is currently underway. Many taxpayers thought the bills just received would reflect the new reassessment values but this is not the case. The new reassessment values will be mailed in early November to be effective January 1, 2012 with the bills reflecting the new values being due on December 5, 2012. The tax rate will be set by the Board of Supervisors during the spring of 2012 budget deliberations. The check for taxes that people will write for 2012 could stay the same (no tax increase) if values go down and the rate goes up to bring in the same revenue as before the reassessment. Once the Board determines what rate brings in the same revenue, it can cut the budget/rate or raise it in the same fashion as any other budget year.

Property values are certainly perceived as dropping in the County, perhaps more so in the Smith Mountain Lake area. Again, as a reminder and stated above, current bills for tax year 2011 are based on existing assessment values that were mailed a few weeks ago. The “new reassessment values” information for next tax year (2012) will be mailed in the next couple of weeks. The Board of Supervisors will have a number of challenges in the upcoming FY12-13 budget in addition to possible falling property values, such as the loss of federal stimulus funding and Governor McDonnell signaling early on that the federal budget cuts will impact state revenues thereby jeopardizing state support in the County’s budget. The County encourages citizens to offer input and suggestions as the Board begins to work on next fiscal year’s (2012-2013) budget. Budget information for previous, current, and upcoming years is posted for citizen review on the County’s website at www.franklincountyva.gov.

Franklin County Board of Supervisors
Franklin County Government Center
1255 Franklin Street, Suite 104
Rocky Mount, VA 24151

Beautiful Home on Smith Mountain Lake

2011-10-20T15:59:00.002-04:00

Great Home

2011-10-20T15:57:00.000-04:00

Waterfront Home ON Smith Mountain Lake

2011-10-20T15:55:00.000-04:00

Waterfron Cottage On Smith Mountain Lake

2011-10-20T15:53:00.002-04:00

Great Lot

2011-10-20T15:52:00.002-04:00

Water Access Home On Smith Mountain Lake

2011-10-20T15:49:00.000-04:00

Waterfront Townhome on Beautiful Smith Mountain Lake, VA

2011-10-20T15:45:00.001-04:00

Beautiful Townhome

2011-10-20T15:43:00.001-04:00

Hansen Farms

2011-10-20T15:38:00.002-04:00

Beautiful Waterfront Townhouse

2011-10-20T15:33:00.001-04:00

Off Water Lots with Lake Access Listed by Kathryn

2011-10-13T16:06:00.003-04:00

Smith Mountain Lake Waterfront Lots Listed by Kathryn

2011-10-13T14:26:00.006-04:00

Experience the 4 Seasons at Beautiful Smith Mountain Lake

2010-02-18T15:18:00.006-05:00

Contact Kathryn at Smith Mountain Lake

2010-02-18T15:16:00.002-05:00

Septic Inspection Options

2010-02-18T15:13:00.002-05:00

If You're Serious About Investing in Waterfront Property

2010-01-11T14:40:00.006-05:00

Lake Team Realty
13860 Booker T Washington Hwy Suite 100
Moneta, VA 24121
Smith Mountain Lake

Smith Mountain Lake Seller Testimonial

2009-12-31T12:52:00.001-05:00

Smith Mountain Lake Boating Courses

2009-12-26T12:35:00.010-05:00

Smith Mountain Lake Sail and Power Squadron
"Boat Virginia"

Date and Times to Come

Subjects

Choosing the right boat, Boat hulls, Motors, Legal requirements, Navigation rules, Cruising, Docking, Anchoring, Knots, Accidents, Alcohol safety, Fire on board, Weather, Trailering, Navigation, Water sports, Personal watercraft

Costs

Free instruction, text book and supplies

Please bring a soft lead pencil

Lots of Property Available at Smith Mountain Lake

2009-12-02T11:46:00.004-05:00

Smith Mountain Lake Real Estate. You have Choices.

Now is the time to look seriously and make an OFFER!

Many sellers are eager in this competive market

The search can be daunting if you go it alone. I know this lake and many of the properties.

Start by signing up for the portal found on my website.
http://www.smlproperties.com/ Search the listings on your own.
Save the ones you like in a notebook. Be notified of changes to those listings as it occurs.

Let's get started!

E-mail: Kathryn@SMLProperties.com
Cell: 540.588.8958

Information, education and the use of an experienced agent can show you the way to an awesome lifestyle whether for fun now or future living.

Purchaser's Acknowledgement of Material Facts - Things You Need to Know as a Buyer

2009-10-02T16:13:00.002-04:00

Make an Offer - Many sellers are READY to start the conversation

2009-08-02T09:46:00.003-04:00

Now is the time to look seriously at Smith Mountain Lake real estate.

You have choices and motivated sellers.

The search can be daunting if you go it alone.I know this lake and many of the properties.

Start by signing up for the Home Buyers Scouting Report. Search the listings on your own. Save the ones you like in a notebook. Be notified of changes to those listings as it occurs.

Let's get started!
E-mail: Kathryn@SMLProperties.com
Cell: 540.588.8958

Information pulled from the Roanoke Valley Association of Realtors

AEP Process for Assignment of Dock Permits

2009-06-13T12:39:00.001-04:00

February 20, 2008
Process for the Assignment of Permits

All Occupancy and Use Permits issued after the implementation of the Shoreline Management Plan for the Smith Mountain Pumped Storage Project (August 29, 2003), all Occupancy and Use Permits that required prior approval from the Federal Energy Regulatory Commission, and all Permits for Non-Commercial Boat Docks/Piers/Landings must be assigned to new property owners if the property is sold, in essence resulting in a new permit for the new property owners.

All retroactive permits issued by Appalachian Power Company (Appalachian) for docks constructed between February 17, 1998 and April 14, 2000 may be assigned upon submission of a copy of the permit, a copy of the county approved drawing, and documentation from the county in which the structure is located indicating that the structure meets its building and zoning requirements. That information must be submitted along with the Assignment of Non-Commercial Boat Dock/Pier/Landing Permit form. No habitable structures will be assigned. However, should the property owner wish to expand or modify a structure that was approved retroactively, an Occupancy and Use Permit is required and if the property is sold, then this permit must be assigned to the new property owner.

Prior to any assignment, Appalachian Power Company will conduct an inspection to insure that the dock constructed is in compliance with the Occupancy and Use Permit issued and that no additions have been made. In addition, Appalachian will consult with the appropriate county building official to ensure compliance with their building and zoning requirements. Upon compliance with County regulations and a satisfactory inspection, Appalachian will issue a letter stating that as of that day and barring no modifications, Appalachian can execute the Assignment of Permit.

If there are any discrepancies discovered during the inspection made by Appalachian, the property owner will be notified in writing and given thirty (30) days to modify the structure as required by Appalachian.

If modifications to the project boundary have been made without prior approval from Appalachian, in addition to compliance with the permit issued, Appalachian will require that the project boundary be planted with native vegetation as mitigation prior to the issuance of any permits.

Upon satisfactory compliance with the Permit issued and any other outstanding permits issued and required mitigation actions, Appalachian will issue a letter stating that as of that day and barring no modifications, Appalachian can execute the Assignment of Permit.

Upon notice of closing/receipt of completed Assignment of Permit forms and verification of sale of property, Appalachian will inspect the property again and upon satisfaction of compliance, Appalachian will execute the Assignment of Permit and record the document with the Clerk of the Court in the County in which the structure is located.

Smith Mountain Lake ISO Ratings for Insurance Purposes

2009-05-01T13:49:00.003-04:00

Your waterfront property insurance rate is effected by the distance of your home to the nearest fireboats or fire department.

Location of fireboats on Smith Mountain Lake.

As of May 1, 2009Subject to changeContact person is Pete Lewis 297-0905

Three new fire boats are on order.

Their placement will be at the following locations once received.

Crazy Horse
Bridgewater Plaza
Virginia Dare Marina

Other boats
Mariners Landing
Smith Mountain Dock and Lodge
Saunders Marina

They hope to eventually have a boat at Indian Pointe.

The closer the boat the better the ISO rating for insurance purposes.

Debt Reduction and Wealth Building in Todays Economy Testimonials

2009-04-29T12:09:00.000-04:00

To: Kathy Curling
From: Marcia Saunders

Re: United First Financial

I have been on this program for almost one year and cannot begin to tell you how much I live this program. Not only has it helped to cut my mortgage term in third but also helped with other financial issues as well. It has also been an eye opener as to where all of our money was going.
I cannot begin to understand why anyone would not want to be a part of this program.

Marcia Saunders
Smith Mountain Lake VA

2009-04-09T17:04:00.004-04:00

Write-offs to Remember Deductions in the Loan Process

Write-offs are the government's way of rewarding taxpayers when they've done something the government likes. And to judge by the write-offs, the government likes it when people borrow money to buy a house. There are write-offs aplenty, many of which people often forget.Make sure your clients take advantage of every break the IRS will give. Here are a few they tend to forget:

Points: According to the IRS, origination fees charged as points must be paid for the use of money, (for example, to obtain a lower interest rate) in order to be tax deductible. Origination fees that constitute a "service fee" are not tax deductible. The question must be asked, "Does the fee apply to the use of money, or is it a service charge?"

Pre-payment penalties:Unforeseen circumstances often cause borrowers to pull out of their mortgages sooner than expected. Fortunately, pre-payment penalties are tax deductible, which helps ease the pain.

Pro-rated real estate taxes:Even if the seller sent the tax collector the check, chances are the buyer paid a pro-rated portion of the taxes for the year at closing. Be sure they know to deduct their fair share.

Pro-rated mortgage interest:Depending on when in the month the home sale closes, buyers pay either a hefty or a tiny amount of pro-rated mortgage interest for that month. Big or small, they can write that off. The Final Closing/Settlement Statement will show just how much they're due.

Home construction loan interest:As long as the construction period doesn't last more than two years before they make the new place their "principal residence," they can write off the interest for that construction loan.It pays to pay attention – all these write-offs can add up to some serious savings when tax time comes around.

Virginia State Corporation Commission License # MLB-662

Real Estate Online Radio Show - Learn what's happening

2009-02-09T15:43:00.004-05:00

LISTEN TO A SNEAK PREVIEW/EXCERPT FROM THE SHOW

Real Estate Today will air online at www.RETRadio.com
Visit the site anytime after the premiere to listen to current or past programs.

Beginning on February 14, satellite radio subscribers can hear Real Estate Today on America's Talk, XM Channel 158, Saturdays 5-7 p.m. EST; Talk Radio, XM Channel 165, Saturdays 1-3 p.m. EST; and Stars, Sirius-XM Channel 102, Saturdays 6-8 a.m. and Sundays 9-11 a.m. EST.If you're in the Washington, D.C., area, you can listen to Real Estate Today on the show's flagship station, 630 WMAL AM, every Sunday from 1-3 p.m., EST, beginning February 15.
RealEstateToday@realtors.org

Charles McMillan, CIPS, GRI
2009 NAR President

Boating Safety Education Regulations in Virginia

2008-12-14T14:58:00.004-05:00

To report safety violations call 1 800-237-5712

Next boating safety class: January 31, 2009 9:00am-4:30pm

Saunders Fire Company building on Rt 626 (SML Parkway) in Huddleston

To register for the free course call 540 719-5100

The course is taught by volunteers with the US Coast Guard Auxiliary

There is money for real estate out there!!!!!

2008-12-12T13:48:00.001-05:00

Mandan Creek Vineyard at Smith Mountain Lake For Sale

2008-12-09T15:21:00.006-05:00

Got water issues? Look into Culligan

2008-12-04T12:20:00.001-05:00

The Culligan Advantage

At Culligan, we understand how important water is to you, your family, and your home. Which is why when you trust Culligan with your water needs, we promise to deliver one thing: better water, pure and simple. And as the world’s leader in water treatment technology, we’ve been fulfilling that promise for over 70 years.

Discover all the reasons why Culligan is a better choice for better water:

• History – Founded in 1936, Culligan has been the recognized leader in water treatment for over 70 years

• Dealer network – Culligan serves over 90 countries, making Culligan the world’s water expert

• Local water experts – With over 700 Culligan Dealers in North America, they know the water conditions in their community and understand which solutions will work for their customers

• Innovation – Culligan’s world-renowned Research & Development and Analytical Lab are constantly seeking new solutions for tomorrow’s water. Today, Culligan proudly holds more than 200 patents worldwide in water treatment

• Technology – Culligan offers advanced, state-of-the-art water treatment technology like the Aqua-Cleer® Drinking Water System and Aqua-Sensor® water softener monitoring system

• Solutions – Culligan has the widest range of solutions available, with a solution to fit every home and every budget.

• Service – Culligan’s trained and certified water technicians are among the world’s best and offer the best service and maintenance in the industry

• Satisfaction – Culligan’s 100% Satisfaction Guarantee ensures that your Culligan Dealer will address your water problems. If you are not fully satisfied with a Culligan Product within 30 days after your purchase, we will give you a full refund – no questions asked. (Dealer participation may vary).

http://www.culligan.com

Smith Mtn Lake News & Real Estate Newsletter

2008-11-12T14:24:00.003-05:00

Visit http://www.clientdirect.net/news/?Pub=30997

Smith Mountain Lake News and Reports

Virginia Homeowners Alliance

2008-11-12T14:17:00.003-05:00

Want to know what's going on in the state of Virginia regarding homeownership. Join this free website and keep up to date.

http://www.vahomeownersalliance.com/

Four Points Marine - Now that's Service!

2008-08-19T15:49:00.004-04:00

How to steer clear of boating boo-boos

2008-08-15T16:35:00.002-04:00

Here are 10 blunders boaters should try to avoid to help make the lake a better, safer and more hospitable playground. Jerry Hale

1. Dangling fenders
2. Using boat "headlights" underway
3. Following in the wake of a boat that is towing skiers, boarders or tubers
4. Passing too close to docks

5, 6, 7. A "double-up" (make that "triple-up") by the board sports crowd.
8. Trash in the lake
9. Too many "passengers" on your PWC (personal watercraft)
10. Inconsiderate at anchor behavior

AEP Relicensing Study Reports

2008-08-15T13:29:00.001-04:00

Looking to Buy or Sell? Have you called Kathryn yet?

2008-08-04T12:32:00.002-04:00

13860 Booker T Washington Hwy Suite 100
Moneta VA 24121

Lake Team Realty welcomes Kathryn Curling, who is a licensed Virginia real estate broker, and a Graduate of the Realtors Institute with over seven years of experience in the lake area. Kathryn has been heavily involved with the Roanoke Valley Association of Realtors over the years, having served on several committees and chaired the MLS Technology Committee. Kathryn infuses her professional real estate services with energy, caring and a burning desire to keep truth, honesty and integrity on the table at all times.

She and her husband Tom of 27 years are a family of two’s, with two grown daughters, two grandsons, two golden retrievers and two cats. Kathryn is a Certified Natural Health Professional and has extensive travel knowledge, having been a trainer and agent in the travel industry for 14 years. Kathryn can be reached at 540-588-8958 or at Kathryn@SMLProperties.com. Make sure to visit her website at www.SMLProperties.com for detailed information about her services and the area.

Boating Safety Course Smith Mountain Lake VA

2008-06-20T13:06:00.002-04:00

"BOAT VIRGINIA" is a Course for Operators of Boats and Personal Watercraft

Subjects: Choosing the Right Boat, Boat Hulls, Motors, Legal Requirements, Navigation Rules, Cruising, Docking, Anchoring, Knots, Accidents, Alcohol Safety, Fire on Board, Weather, Trailering, Navigation, Water Sports, Personal Watercraft

Cost: Free Instruction, Text Book, and Supplies (Please Bring a Soft Lead Pencil)
Successful Completion: A Certificate, A Wallet Card, and Your Name Registered with The Department of Game and Inland Fisheries Education Division

Recognition: The course is approved by the National Association of State Boating Law Administrators and recognized by the United States Coast Guard. Instructors are certified by the Department of Game and Inland Fisheries. Most major Insurance companies endorse the course and allow insurance premium discounts to graduates.

Call Kathryn to find out the date/location of the next course. 540 588.8958

Imagine your house being paid off in as little as 1/3 to 1/2 the time

2008-05-12T13:48:00.005-04:00

Let Kathryn Know you would like to come for the 1 1/2 hr presentation or watch it online

540 588-8958

Our Friend Lynn Mooney of Smith Mtn Lake Died May 4, 2008

2008-05-06T12:56:00.002-04:00

Lynn Gail Hall Mooney

June 2nd 1946 to May 4th 2008

Lynn Hall Mooney, 61, of Smith Mountain Lake (Wirtz), lost her courageous battle with cancer on Sunday, May 4, 2008, at Carilion Roanoke Memorial Hospital.

She was born on June 2, 1946 to the late Earl Jenis Hall and Elizabeth Jane Hare. Lynn is survived by her husband of 40 years, Kenneth Edward Mooney; two sons, Kevin Eric Mooney and wife, Theresa, Joshua Braxton Mooney and wife, Dawn; one daughter, Kristen Davis and husband, Greg; all of Midlothian, Virginia; eight grandchildren; sister, Lee Pearman and husband, Jack of Pulaski; mother-in-law, Eileen Mooney of Princeton, West Virginia and several nieces and nephews who she loved as if they were her own.

After graduating from Winthrop University in Rock Hill, South Carolina, Lynn was an inspiration to thousands of students as an art teacher at Cave Spring High School in Roanoke County, and then at Manchester High School in Chesterfield County.

She retired after 33 years of teaching in 2002, and she and Ken decided to make Smith Mountain Lake their permanent home. She quickly fell in love with her new home and many new friends where she became active in The Smith Mountain Lake Women’s Club, Westlake Ladies Golf Association, The Chapter AI of PEO Sisterhood and the Smith Mountain Lake YMCA. She was a member of Trinity Ecumenical Parish Church.

A memorial service will be held at 11 a.m. on Wednesday, May 7, 2008 at Trinity Ecumenical Parish with Pastor Gary Scheidt officiating. The family will receive friends in the Parish Hall following the service.

Lynn’s family would like to thank all of the Doctors, Nurses and Staff at Carilion who gave her the strength to fight because she considered them as her friends. In lieu of flowers memorial contributions may be made to,

Trinity Ecumenical Parish, 40 Lakemount Drive, Moneta, VA 24121; Smith Mountain Lake YMCA, 293 Firstwatch Dr., Moneta, VA 24121; Scruggs Rescue Squad 13310 BT Washington Hwy, PMB10, Moneta, VA 24121.

We loved Lynn very much and she brought great joy to all who knew her.

Appalachian Power Company and Dock Compliance Upon Property Transfer

2008-02-27T17:36:00.005-05:00

Appalachian Power Company (APCO) is now requesting that the Real Estate Broker immediately upon listing a waterfront property with an appurtenant boat dock to request a status report of the boat dock.

To receive complete details and a copy of the information provided to the local REALTORS contact Kathryn Curling at 540.588.8958 or by e-mail Kathryn@SMLProperties.com

To contact Appalachian Power Company direct:
Appalachian Power Company
Shoreline Management
996 Old Franklin Turnpike
Rocky Mount VA 24151
Phone: 540.489.2540
E-Mail: aepsmp@aep.com

What they are saying out there?

2008-02-15T13:37:00.005-05:00

What they are saying out there versus what’s really happening?

A large percentage of our business at Smith Mountain Lake is primarily vacation / second homes and the retirement market. The media has created sensational commentary that is only somewhat meaningful to SW Virginia. The negative media is rough on our business. Our buyers’ are very much affected by what they hear in the media. We’re dealing expectations of “low ball” offers and a new term that was introduced to me in 2007. "Bottom feeding" which means seeking out the “deal”. Those “deals” create multiple offer situations. My clients and I got caught in that several times in 2007. (No contingencies and cash often won)

Real estate is a local activity. Transfers are happening at Smith Mountain Lake with the number of sales in 2007 increasing over 2006. Median water front home price was $650K.

The difficulty is in getting the message out to the buyers who often several hours away. Since our market is elective, our sellers have not seen the prices go down significantly because there is no urgency for them to sell. The days on market are long because many sellers don’t have to sell and the buyers don’t have to buy.

Map of Smith Mountain Lake

2008-02-02T14:55:00.001-05:00

Smith Mountain Lake has 500 miles of shoreline.
The terrain is varied. Lots of options to choose from.